Allstate data shows U.S. drivers face collisions every 10.86 years

Data from Allstate shows that U.S. drivers experience a collision once every 10.86 years, with the safest driving city extending that timeframe to 14.99 years and the riskiest city dropping it to as low as 3.76 years. 

Brownsville, Texas, ranked as the safest city for the second year in a row, and Boston remains the most collision-prone, according to Allstate’s 2026 America’s Best Drivers Report. Boston drivers are 189% more likely to be in a collision compared to the national average, the report found. 

In Texas, multiple cities are listed as having some of the safest drivers in the nation. Massachusetts cities, including Boston, Worcester, and Springfield, rank highest for crash risks, the report states. 

Data used to rank the 200 largest U.S. cities comes from auto insurance claims data and includes insights from Drivewise, available on the Allstate app. Drivewise provides feedback on behaviors such as speeding, braking, and phone use to help drivers improve their driving, the report states. 

“Where you drive plays a role in your risk, but how and when you drive matters just as much,” said Laura Hoffman, Allstate vice president of auto design and telematics, in the report. “By pairing claims data with driving insights such as speeding, hard braking and phone use from Allstate’s Drivewise, we’re helping drivers take simple steps to prevent crashes and keep insurance costs down.”

The 10 safest cities include: 

• • Brownsville, Texas (14.99)
  • Fort Collins, Colorado (14.96)
  • Boise, Idaho (14.07)
  • Laredo, Texas (13.82)
  • Cary, North Carolina (12.82)
  • Madison, Wisconsin (12.81)
  • McAllen, Texas (12.76)
  • Colorado Springs, Colorado (12.68)
  • Eugene, Oregon (12.68)
  • Olathe, Kansas (12.51)

The 10 riskiest cities include: 

• • Boston, Massachusetts (3.76)
  • Washington, D.C. (4.24)
  • Baltimore, Maryland (4.49)
  • Worcester, Massachusetts (5.14)
  • Springfield, Massachusetts (5.18)
  • Glendale, California (5.53)
  • Providence, Rhode Island (5.87)
  • Sunrise Manor, Nevada (5.95)
  • Los Angeles, California (5.99)
  • Philadelphia, Pennsylvania (6.12) 

Waco, Texas climbed 40 spots year over year as the city with the biggest improvement, the report states. Other cities that made big gains include Savannah, Georgia (30 spots), New Orleans, Louisiana (29 spots), and Kansas City, Kansas (29 spots). 

Detroit, Michigan saw the biggest slide, dropping 38 spots. Other cities that fell on the rankings include Rockford, Illinois (34 spots), Arlington, Virginia (20 spots), Tampa, Florida (19 spots), and Anchorage, Alaska (18 spots). 

The report adds that the rankings can change year to year due to changes in traffic patterns and driving conditions. 

Georgia cities overall were the most improved, the report found. Savannah, Macon, and Columbus all climbed 20 spots or more. 

The Midwest saw some of the biggest drops, including Omaha, Nebraska (16 spots), Milwaukee, Wisconsin (15 spots), Chicago, Illinois (13 spots), and Indianapolis, Indiana (11 spots). 

Drivewise insights show that nighttime driving can increase risk due to reduced visibility and a higher likelihood of fatigue and impaired driving. Cities with the highest nighttime driving included Washington, D.C., Las Vegas, and New York City. 

Phone use while driving occurred more in dense and urban environments, with cities such as Miami, Chicago, Washington, D.C., and Boston topping the list. 

Cities with the most speeding include Bridgeport, Connecticut; Pittsburgh, Indianapolis; Chicago, Illinois; and three cities in Alabama (Mobile, Birmingham, and Huntsville). 

Hard braking was elevated in Arizona and North Carolina. Cities with the highest rates included Raleigh, Fayetteville, and Durham in North Carolina and Chandler, Glendale, Tempe, Mesa, and Gilbert in Arizona.

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